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In a 24 page document that covered 34 questions released last Thursday, the Department of Labor released answers to some of the most frequently asked questions they’re getting about the rule.

We’ve been asked to give you Americans for Annuity Protection’s (AAP) four quick takeaways for independent annuity distribution and life only insurance advisors.

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DOL’s Q22: Can insurance https://www.canadagoosejackets7v.com companies rely on independent insurance agents to sell fixed rate and fixed indexed annuities to retirement investors after the applicability date of the Rule?

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AAP’s FAQ: Can I work with my choice of IMO and not be restricted to any one financial institution?

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However, the Rule does not require that you only be with one IMO or FI. An IMO or FI may require it to aggregate all of your business, but the Rule does not. By recognizing that advisors can and do have multiple carrier relationships (which by extension means possibly more than one FI or IMO), the advisor seeking as many carriers, IMOs and FIs that offer the canada goose uk outlet products his clientele demands, may remain independent.

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